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Title
Scaling Real-Time Lending and Analytics for Vivriti Capital
…gin Contact Us Try Databricks Customer Stories / Vivriti Capital CUSTOMER STORY Scaling real-time lending and analytics for Vivriti Capital ~25–30% Lower TCO, with reduced cloud, DevOps, and R&D support overhead ~20% Fa…
Company
Vivriti Capital
…rity and Trust Ready to get started? Get a Demo Login Contact Us Try Databricks Customer Stories / Vivriti Capital CUSTOMER STORY Scaling real-time lending and analytics for Vivriti Capital ~25–…
Description
Vivriti Capital, an Indian fintech NBFC providing structured debt solutions, migrated from Amazon Redshift and an internally built open-source data platform (Spark, Airflow, custom orchestration) to Databricks in an eight-week phased migration covering roughly 20 workflows and 50+ pipelines. Databricks SQL now powers analytics and regulatory reporting separated from transactional lending systems, with governed lakehouse tables providing built-in lineage and time-travel for RBI/SEBI audit requirements. Vivriti uses Databricks Genie for semantic search and conversational analytics, replacing an in-house text-to-SQL solution, and is building toward AI-assisted underwriting, automated credit checks, fraud detection and borrower de-duplication within real-time latency requirements. The company reports roughly 25-30% lower total cost of ownership and about 20% faster SQL performance after the migration.
…raud detection, and borrower de-duplication within strict latency requirements. Vivriti also uses Databricks Genie for semantic search and conversational analytics, replacing an in-house text-to-SQL solution built on large language models. By adopting a native capability, the team reduced infrastructure complexity and…
Problem
As Vivriti expanded its partner ecosystem and lending products, its legacy data architecture became a bottleneck. Pipeline failures delayed management and bureau reports, open-source dependencies introduced compliance risk, and engineers were frequently pulled into manual intervention to maintain SLAs.
…uggled to meet the operational rigor required for regulated financial services. Pipeline failures delayed management and bureau reports, open-source dependencies introduced compliance risk, and engineers were frequently pulled into manual intervention to maintain SLAs…
Implementation approach
The team selected Databricks as its unified platform and executed a phased migration aligned to business impact, complexity, and dependencies. Core workloads, including roughly 20 workflows and 50+ pipelines, migrated within eight weeks, with development and client validation running in parallel to compress the timeline.
…teria: reliability, scalability, and cost efficiency. After a proof of concept, the team selected Databricks as its unified platform and executed a phased migration aligned to business impact, complexity, and dependencies. Core workloads (including ~20 workflows and 50+ pipelines) migrated within eig…
Business value
Vivriti has seen total cost of ownership improvements of roughly 25-30% between platform and contract consolidation, reduced cloud and DevOps overhead, and roughly 20% faster SQL performance with almost no downtime.
…onal issues, and portfolio risks earlier in the decision cycle. Simultaneously, Vivriti has seen total cost of ownership improvements of ~25-30% between platform and contract consolidation, reduced cloud and DevOps overhead, and improved engineering productivity. For…
Industry
Financial Services
…iven underwriting without compromising uptime or trust. Share this post Details Industry : Financial Services Use Case : Analytics and Business Intelligence , Data Warehousing , Data + AI P…
Technology
Databricks SQL, Databricks Genie, AI/BI
…e : Analytics and Business Intelligence , Data Warehousing , Data + AI Platform Product : AI/BI , Databricks SQL Ready to get started? Try Databricks for free Talk to an expert Why Databricks…
AI capabilities
Conversational AI
…n, and borrower de-duplication within strict latency requirements. Vivriti also uses Databricks Genie for semantic search and conversational analytics, replacing an in-house text-to-SQL solution built on large language models. By…
Deployment options
cloud
…ownership improvements of ~25-30% between platform and contract consolidation, reduced cloud and DevOps overhead, and improved engineering productivity. For Vivriti Capital, migrating to Datab…
Country
India
…o disruption to lending operations Vivriti Capital Limited is a fintech-focused non-banking financial company (NBFC) based in India, providing structured debt solutions to mid-market enterprises across the count…
