Financial ServicesConversational AIPublic Cloud

Citadele Banka builds Adele virtual assistant, internal AI agents and a document intelligence platform with Microsoft Copilot and Azure AI

Citadele BankaMicrosoft 365 Copilot · Azure · Copilot Studio

Citadele Banka, a Baltic bank, used Microsoft Copilot and Azure AI services to build a customer-facing multi-agent assistant, Adele, 10+ internal AI agents and a Document Intelligence Platform. The source says Adele handles around 40% of daily customer conversations, answers in under five seconds on average with 87% answer quality, and that the document platform cut processing from around 3-5 minutes to 5-15 seconds per document, handling 10,000-12,000 documents per month at 99.6% accuracy.

Overview

Citadele Banka, a Baltic bank, used Microsoft Copilot and Azure AI services to build a customer-facing multi-agent assistant, Adele, 10+ internal AI agents and a Document Intelligence Platform. The source says Adele handles around 40% of daily customer conversations, answers in under five seconds on average with 87% answer quality, and that the document platform cut processing from around 3-5 minutes to 5-15 seconds per document, handling 10,000-12,000 documents per month at 99.6% accuracy.

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The challenge

Citadele Banka wanted to improve efficiency by reducing manual workload, automating repetitive operational tasks, and enabling its people to access standardized answers based on internal knowledge.

The solution

Following an initial pilot, Citadele Banka used Microsoft Copilot and Azure AI services to build Adele, a customer-facing multi-agent virtual assistant built on Microsoft Azure, 10+ internal AI agents available via Microsoft Teams, Microsoft 365 Copilot and internal Citadele Chat, and an AI-powered Document Intelligence Platform that converts unstructured document data into structured data and registers documents in business systems and archives. Employees can also create their own agents with Microsoft 365 Copilot and Copilot Studio.

Conversational AIDocument IntelligenceAgentic AI

Reported business value

The source says Adele handles around 40% of daily customer conversations and responds in under five seconds on average, with answer quality at 87%. The Document Intelligence Platform reduced processing from around 3-5 minutes per document to 5-15 seconds, processing 10,000-12,000 documents per month, a 4x increase in monthly volume over the past year, with a 99.6% accuracy rate. Citadele Banka reported an ROI within around two months for each newly implemented document type.

Sources

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This record was researched and written with AI assistance, and its claims were checked against the sources above. (EU AI Act art. 50 transparency notice.)

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