Financial ServicesPredictive Analytics
Transforming Data Pipelines to Power Faster Credit Decisions
Capital One's data and engineering teams built a centralized Feature Hub on Databricks, using Photon as the compute engine and Delta Lake as the foundation, to serve as a single environment for historical and operational feature pipelines supporting its credit line increase program and credit decisioning models. The hub curates records across millions of accounts to provide a unified customer view for both modeling and daily decisioning. Capital One reports 60x faster compute performance for large-scale backfills and an 80% decrease in time and cost per job after migrating production pipelines to Databricks, shortening feature development and deployment from prior timelines to weeks.
Capital OnePhoton · Delta Lake
