{"slug":"scaling-real-time-lending-and-analytics-for-vivriti-capital","url":"https://findausecase.com/use-cases/scaling-real-time-lending-and-analytics-for-vivriti-capital","title":"Scaling Real-Time Lending and Analytics for Vivriti Capital","description":"Vivriti Capital, an Indian fintech NBFC providing structured debt solutions, migrated from Amazon Redshift and an internally built open-source data platform (Spark, Airflow, custom orchestration) to Databricks in an eight-week phased migration covering roughly 20 workflows and 50+ pipelines. Databricks SQL now powers analytics and regulatory reporting separated from transactional lending systems, with governed lakehouse tables providing built-in lineage and time-travel for RBI/SEBI audit requirements. Vivriti uses Databricks Genie for semantic search and conversational analytics, replacing an in-house text-to-SQL solution, and is building toward AI-assisted underwriting, automated credit checks, fraud detection and borrower de-duplication within real-time latency requirements. The company reports roughly 25-30% lower total cost of ownership and about 20% faster SQL performance after the migration.","company":"Vivriti Capital","industry":"Financial Services","country":"India","aiCapabilities":["Conversational AI"],"technology":["Databricks SQL","Databricks Genie","AI/BI"],"deployment":"Public Cloud","problemStatement":"As Vivriti expanded its partner ecosystem and lending products, its legacy data architecture became a bottleneck. Pipeline failures delayed management and bureau reports, open-source dependencies introduced compliance risk, and engineers were frequently pulled into manual intervention to maintain SLAs.","businessValue":"Vivriti has seen total cost of ownership improvements of roughly 25-30% between platform and contract consolidation, reduced cloud and DevOps overhead, and roughly 20% faster SQL performance with almost no downtime.","evidence":{"band":"high"},"sourceUrl":"https://www.databricks.com/customers/vivriti-capital","dates":{"publishedAt":"2026-09-05T09:05:11.006Z","publishedAtSource":"pipeline","updatedAt":"2026-09-05T09:05:11.006Z"},"license":"Open for reading and citing with a link to https://findausecase.com/use-cases/scaling-real-time-lending-and-analytics-for-vivriti-capital. Bulk republication requires permission."}